Credit Cards –

A credit card is one of the reasons why you’re always so broke. Is it convenient? Sure. But is it an ignorant bliss? Quite a lot. In the absence of cash, you are not able to see how much you are paying for things than you intend to. Having fixed cash to withdraw weekly or bi-weekly helps keep track of your funds in check or download a money management app to keep on top of your finances while using your card.

Unnecessary Splurge –

You go to the grocery store, you saw a kitchen appliance. You liked it. You bought it. Did you use it? Just once. See the problem? No need to buy 6 phone cases, or stuff that is brain-washed marketed to you of said products. Spend money on what you essentially need. You can get the things you want when you have extra funds left to spend.

Miracle Supplements –

Given that you want to head to a health-conscious and weight-loss direction, do you believe that some miracle supplements or food/drink will help you drop off the weight miraculously in a couple or few weeks? Wrong. Don’t be duped with their false marketing. The trainers you see in the gym and progress stories of individuals in their weight loss journey got their results through hard-work of working out and eating right. Miracle supplements and weird fitness products won’t give you the results you need. Cardio, strength training, and eating right will do.

Latest Tech –

Having the money to pay for it and can afford it are two different things. The feeling of always staying in trend to get the latest tech is quite unnecessary of an expenditure. It is understandable you may have the money to pay for it, but are you able to afford the latest tech? You don’t need to have a large flat-screen TV or phone when your household needs maintenance. It also boils down to the lifecycle of a product; people who maintain their belongings well enjoy using these for a long time. This results in saving them money in the long run in the form of maintenance cost or upfront cost of replacement.

Of course, it is up to you how you spend your money, but it is always good to spend it right so that you don’t get broke. We hope that you find this article useful for your responsible spending and handling your funds.